Are Lithium-Ion Batteries Covered by Homeowner Insurance Policies?

Most homeowner insurance policies cover lithium-ion battery-related damage under standard fire or personal liability clauses, but exclusions may apply for improperly maintained systems. Insurers increasingly require safety certifications like UL 9540 for battery storage systems. Always disclose battery installations to your provider to avoid claim denials. Premiums may rise 5-15% in high-risk areas. Deespaek 24V … Read more

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